Top 10 Best Fuel Cards for Small Trucking Companies in 2025

Fuel remains one of the biggest costs for small trucking businesses, typically averaging around 24% of variable expenses. Although ATRI’s 2024 report shows fuel prices dropped 13.7% per mile last year, it remains the second-highest operating cost after truck/trailer payments and insurance.

One of the most effective ways to take control of those costs is by using the right fuel card. Let’s take a look at some of the best fuel cards for small trucking businesses in 2025. 

Why Fuel Cards Matter for Small Trucking Companies

Smaller fleets and owner-operators don’t have the bulk buying power of large carriers. That makes saving on fuel through fleet fuel cards for small business vital. Fuel cards offer negotiated discounts on fuel, simplified billing, and detailed fuel spending reports, which reduce the chance of fraud and improve budgeting accuracy.

Many fuel cards also tie into popular truck stop rewards programs, providing benefits such as free showers, food discounts, and merchandise savings, important extras that help keep drivers happy and costs low.

Comdata Fuel Card

Comdata is a trusted name in trucking fuel cards, accepted at more than 8,000 fueling locations, including major chains like TA Petro, Love’s, and Pilot Flying J. Their website states savings up to 40 cents per gallon at branded truck stops, though typical discounts average between 15 and 20 cents per gallon.

WEX Fleet Card

The WEX Fleet Card is accepted at roughly 95% of U.S. fueling stations, covering all major truck stops including Pilot, Love’s, and TA. Average fuel savings hover around 25 cents per gallon for 3 months, depending on volume and station location.

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WEX’s online management tools, 24/7 support, and rewards program make it a strong choice for those searching for the best fleet fuel cards with flexible control and solid network coverage.

TCS Fuel Card

TCS Fuel Card is particularly suited for owner-operators and small fleets, boasting no monthly or activation fees. It is accepted at over 10,000 locations, including Maverik, Petro, TA, and AMBEST. Verified savings average about 44 cents per gallon on diesel fuel.

TCS also provides prepaid card options and an easy-to-use station locator, making it a straightforward, cost-effective option for small trucking companies.

Shell Fleet Plus Card

Shell’s Fleet Plus Card serves businesses that fuel primarily at Shell stations, which number more than 12,000 across North America. The card offers an average discount of roughly 6 cents per gallon.  Along with fuel savings, it offers vehicle maintenance discounts and flexible billing.

Though monthly fees apply, this card is a simple, solid choice for those wanting a reliable fleet card for truckers frequenting Shell stations.

Pilot Flying J Fuel Card

Pilot Flying J offers fuel discounts ranging from 10 to 20 cents per gallon, combined with its myRewards loyalty program. This program gives drivers extra perks such as free showers and in-store discounts, supporting driver satisfaction and retention.

Fleets that want to combine fuel card trucking discounts with driver rewards find this card attractive for both cost management and driver satisfaction.

Love’s Fuel Card

The Love’s Express Fuel Card is a go-to option for many owner-operators and small fleet owners who want to save money without giving up convenience. It offers a straightforward fuel discount of 20 cents per gallon, which can mean hundreds of dollars in monthly savings depending on your routes and mileage.

Another big plus? No transaction fees at Love’s locations, and no monthly fees if you're using the card regularly. The account also offers detailed fuel reporting, helping you track fuel spend per truck or driver, which is useful for managing costs if you’re running a small fleet.

Accepted at over 600 Love’s locations nationwide, the card gives drivers consistent access to fuel and services without the uncertainty of variable pricing or limited coverage. If your business relies on predictable pricing, loyalty rewards, and national reach, this card is definitely worth considering.

Fuelman Fuel Card

Fuelman is a popular option for small trucking companies looking for fuel savings and tighter control over expenses. Accepted at over 50,000 locations across the U.S., it supports both diesel and gasoline purchases and is known for consistent discounts ranging from 10 to 20 cents per gallon, depending on volume and fuel type.

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What makes Fuelman stand out among the best fleet fuel cards is its robust purchase controls, letting businesses set limits by driver, time, or location. These features help reduce misuse and simplify IFTA reporting. Combined with mobile station locators and real-time alerts, Fuelman is a smart choice for owner-operators and small fleets wanting transparency without overpaying.

Fleet One Edge Card

Fleet One Edge is designed for small but expanding fleets, making it one of the best fleet gas cards for small business use. It’s accepted at more than 6,000 fuel stops nationwide and delivers average diesel discounts of up to 15 cents per gallon. The card’s fraud protection, flexible purchase controls, and detailed transaction tracking allow businesses to scale without losing financial oversight.

Another reason it ranks among the best fleet fuel cards for small trucking companies is its integration with back-office tools. These allow managers to view spending by vehicle or driver, set caps, and automate fuel tax reporting. For small carriers planning to grow, Fleet One Edge offers the right balance of savings and management features.

Casey’s Fuel Card

Casey’s Fuel Card is a strong option for fleets that operate mainly in the Midwest. With nearly 2,000 locations, it’s not as widespread as the national players, but it remains one of the best fuel cards for regional operations. Users benefit from fuel discounts and simplified fuel account management, especially for local deliveries or hotshot trucking businesses operating shorter routes.

While it doesn’t offer the deep national network of cards like WEX or Comdata, its consistent service, easy billing, and responsive customer support make it one of the best company fuel cards for smaller, localized fleets.

TA Petro Fuel Card

The TA Fleet Universal Card is a valuable choice for fleets that frequently refuel at TA and Petro locations. It provides savings of up to 20 cents per gallon and includes access to the UltraONE rewards program, giving drivers perks like free showers, reserved parking, and discounts on meals and services.

Thanks to its strong rewards integration, the TA Petro card also fits well with the best truck stop rewards programs. It supports both fleet-wide fuel tracking and driver-specific billing, which is especially helpful for small trucking companies managing multiple drivers.

Business Credit Cards

Fuel-specific cards aren’t the only solution. Some of the best business fuel credit cards, such as the Chase Ink Business Preferred or American Express Business Gold, offer fuel-related cash back or points in addition to broader business benefits. These are especially useful when managing not only fuel but also repairs, lodging, and other trucking-related expenses.

Although they don’t offer per-gallon discounts like dedicated fleet fuel cards, they serve as great backup options, particularly for owner-operators or companies that want one flexible card for multiple spending categories.

The best fuel card depends on your routes, fleet size, and preferred fueling locations. Cards like Comdata and TCS offer strong diesel discounts and minimal fees, ideal for owner-operators. WEX and Fuelman provide extensive networks and advanced tools suited for expanding fleets.

So, the right fuel card is the one that fits your daily operations, budget, and driver needs, helping you manage one of your largest expenses more effectively.